MRP SOLUTIONS
Welcome to our Website
MRP Solutions Ltd is directly authorised by the Financial Conduct Authority (FCA) and offer mortgages and pure protection products from the whole market.
We are totally independent, meaning we work for you, not a financial institution.
As a specialist mortgage adviser we offer a personal service with comprehensive advice that is clear, unbiased and completely independent. Also, as we are not tied to any particular mortgage lender, our services span the entire mortgage market as well as exclusive deals that are not available on the high street or through usual channels.
We will endeavor to find the best mortgage deal for you – one that provides value for money and meets your personal circumstances and needs.
About the Principle:
The driving force behind MRP Solutions Ltd is the Principle Director; Ramesh Patel.
Ramesh studied Commerce and Finance at Dawson, Montreal, Canada and has always had a great interest in financial matters. He entered the UK Financial services sector in 1987 and has held consulting and specialist positions within the Independent Intermediary sector over the last 27 years.
Ramesh decided to seize the opportunity to start his own mortgage and protection financial services company – MRP Solutions Ltd in 2003.
What can MRP Solutions offer you? Basically, top quality personal service, as our success depends on the satisfaction of our clients. virtually all of whom come to us through word-of-mouth from existing clients and professional recommendations through Accountants and Solicitors.
Ramesh does not have to answer to ambitious, corporate executives whose success depends on reaching corporate targets. He listens to your needs and assesses your personal circumstances – and then comes up with a solution individually tailored to your needs, not those of a large corporate institution.
Direct and unlimited access with attention to personal detail is what MRP Solutions provides to all our clients and will endeavor to offer the same high levels of service to all new prospective clients.
Call Ramesh directly on (M) 07702 285 258
or (E) ramesh@mrpsolutions.co.uk
MRP SOLUTIONS REGULATORY STATUS, SERVICES AND FEES.
Our charges are based on two considerations: the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain exactly what you will be charged before you choose to proceed with an application. This will be notified to you in writing in out firms "Initial Disclosure Document".
As we offer a bespoke service our charges can vary.
Our minimum application fee is £395 (non refundable)
The average fee paid by our clients over the last year was £995.00.
If your circumstances are more complex we may charge a higher fee. Our maximum fee is 1.0% of the loan value. (For example, if your loan amount is £300,000, our maximum fee will be £3,000).
These fees apply to all regulated mortgages.
Certain mortgages, primarily most Buy to Let and Commercial mortgages, are not regulated by the FCA. Fees for non-regulated mortgages can vary depending on your requirements, circumstances and complexity of the case.
We will always provide you with a "Disclosure Document " detailing our fees for your particular transaction.
Please contact us directly for more guidance.
We will also provide you with a written "Fee agreement terms & information notice". This agreement will detail the fee amount, when and how payable. The agreement must be signed by both parties.
Any application fee payable will be requested directly from the client by means of a cheque or a direct bank transfer request which can only be arranged by the client.
Any completion fee payable may be settled via the solicitor dealing with the transaction as per our fee agreement instructions or we will request the fee directly from the client by means of a cheque or direct bank transfer which can only be arranged by the client.
We do not accept or take our Brokerage fees by debit/credit card or via our website.
"YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT."
MRP SOLUTIONS Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA register number is 302195.
You can check this on the FCA's website www.fca.gov.uk/register or by contacting the FCA on 0845 606 12340845 606 1234. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily restricted to consumers based in the UK.
Incorporated in England & Wales. Company Registration Number: 4307552
Data Protection Act Registration: Z6715771
FCA Authority no: 302195
Registered Office: 2nd Floor, 101 Kenton Road, Harrow, Middlesex, HA3 0AN
Tel: 020 8907 1005
Fax: 08707 622 077
Email: info@mrpsolutions.co.uk
MRP SOLUTIONS